Tips for the Dutchess County home buyer
1. Choose the services of a Poughkeepsie or Dutchess County real estate professional who is thoroughly acquainted with the area in which you are looking to live. Before you can negotiate a purchase you will need to have a pre approval letter from a lender to assure your seller that you are a qualified purchaser. When choosing a lender call around for the best terms as they will vary from time to time and lender to lender.
“Don’t choose your lender because the mortgage broker is a friend of a friend. That mortgage broker may be long gone by the time you pay that mortgage off and I can guarantee you he will not make any of your mortgage payments!”
2. Whether it is for the school district, the proximity to work, transportation or other important amenities that appeal to you, carefully select the community in the Hudson Valley that you prefer.
3. Did you ever hear the saying, “Buy the worst house in the best neighborhood?” It is a good idea to consider purchasing the least attractive home on the block. It’s easier to improve the value of your home than it is the neighborhood. With a little sweat equity you may be pleasantly surprised with the increase in the value of your Hudson Valley home! Additionally, if you are paying private mortgage insurance you may be able to reduce it or eliminate it.
4. You’ve found your dream home and negotiated the sales price, it’s now time to choose an experienced Dutchess county real estate attorney to help you navigate through the home-purchase process with little to no stress.