At Kevin M. MacKay, we have learned that a lack of information and knowledge can be frightening when revealing your “financial soul” to obtain a mortgage, especially when you are making what potentially will be the largest purchase of your lifetime.
If you are looking for reale estate, it is important to get a good realtor and a great attorney to assist you in this potentially intimidating process. Below is a quick check list of some major concerns you should pay attention to during your entire real estate purchasing process. Feel free to cut this out and use as your personal check list when buying a home. If you have any questions, feel free to contact me @ 845-462-0001.
Best of luck and happy house hunting.
√ Call me to discuss your plans & needs
√ Shop local to obtain a pre-approval letter from a local lender
√ Consult with a local realtor
√ Locate the house of your dreams
√ Negotiate the purchase price contigent upon a satisfactory home inspection
√ Consult your attorney to review & execute contract & submit down payment
√ Excercise due dilligence and get a proper home inspection
√ Renegotiate contract based on any repairs or existing conditions
√ Execute mortgage commitment – obtain a survey if necessary
√ Attend and enjoy a smooth closing
√ Walk away with a smile & set of keys to your dream home!